Budget Speech Analyses Workshop – 24 February 2024 (Planned Event)
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![📢 Day 12 of Ramadan 1446 🌙✨
💳 Debt & Repayment Ethics – A Sacred Responsibility 🤝
Islam teaches us that debt is a serious commitment that must be repaid honestly and promptly. While borrowing may sometimes be necessary, we should avoid unnecessary loans and live within our means.
🔹 Key Principles of Debt in Islam:
✅ Repay on Time – Fulfilling commitments is an act of integrity.
✅ Borrow Responsibly – Avoid excessive debt that leads to hardship.
✅ No Interest (Riba) – Seek halal alternatives and ethical financing.
✅ Document Agreements – Ensure clarity and fairness in all transactions.
📖 "If the debtor is in hardship, then let there be postponement until ease. But if you give [it as] charity, it is better for you..." (Qur’an 2:280)
✨ A debt-free life brings peace of mind and barakah. Let’s commit to financial responsibility and ethical lending!
💬 What steps do you take to manage debt wisely? Share below! 👇
#Ramadaan1446 #AMALSA #DebtFreeLiving #IslamicFinance #FinancialResponsibility #amalsouthafrica](https://scontent-ord5-2.cdninstagram.com/v/t51.75761-15/483595566_18245568172303165_6184468406905608322_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=103&ccb=1-7&_nc_sid=18de74&_nc_ohc=5s72lyakdh4Q7kNvgGa6acc&_nc_oc=AdhCEcFgKTVhya1Z08GnExp7hRbANb7aVff7N4BQB4xK9H0U4pZye4UmRgqPNYKltjJ2HmRsDqtdwtHrAaIND4ee&_nc_zt=23&_nc_ht=scontent-ord5-2.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=BTbhSdaty721JR694ZVwcA&oh=00_AYHt5LqKTojN7_quY6tgmJ6VFT9dJ9-KxbTEPba09T1GAQ&oe=67D99B39 "📢 Day 12 of Ramadan 1446 🌙✨
💳 Debt & Repayment Ethics – A Sacred Responsibility 🤝
Islam teaches us that debt is a serious commitment that must be repaid honestly and promptly. While borrowing may sometimes be necessary, we should avoid unnecessary loans and live within our means.
🔹 Key Principles of Debt in Islam:
✅ Repay on Time – Fulfilling commitments is an act of integrity.
✅ Borrow Responsibly – Avoid excessive debt that leads to hardship.
✅ No Interest (Riba) – Seek halal alternatives and ethical financing.
✅ Document Agreements – Ensure clarity and fairness in all transactions.
📖 \"If the debtor is in hardship, then let there be postponement until ease. But if you give [it as] charity, it is better for you...\" (Qur’an 2:280)
✨ A debt-free life brings peace of mind and barakah. Let’s commit to financial responsibility and ethical lending!
💬 What steps do you take to manage debt wisely? Share below! 👇
#Ramadaan1446 #AMALSA #DebtFreeLiving #IslamicFinance #FinancialResponsibility #amalsouthafrica")
![📢 Day 8 of Ramadan 1446 🌙✨
📜 Contracts & Promises in Islam – Upholding Trust in Business & Life 🤝
Islam emphasises honouring agreements and fulfilling promises, ensuring fairness and accountability in all dealings. A written contract protects rights, prevents disputes, and promotes justice.
🔹 Transparency – Clear terms avoid misunderstandings.
🔹 Accountability – Written agreements ensure commitments are honoured.
🔹 Islamic Obligation – Keeping promises is a sign of faith and integrity.
📖 "O you who have believed, fulfil [all] contracts..." (Qur’an 5:1)
✨ Whether in business or personal matters, let’s commit to honesty and trustworthiness in all agreements.
💬 How do you ensure fairness in contracts and commitments? Share below! 👇
#Ramadaan1446 #AMALSA #BusinessEthics #TrustAndIntegrity #IslamicContracts](https://scontent-ord5-2.cdninstagram.com/v/t51.75761-15/483143709_18245130349303165_1337070789610332936_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=106&ccb=1-7&_nc_sid=18de74&_nc_ohc=22cewuKpBywQ7kNvgHottOA&_nc_oc=AdiXvKLJNbKGu0zUFgmEMa1q5Jgjy9551v5Q8QRuDc1PIrd6L-P3YyrzqM_v7IfxBp8EgB3iyvjeobWxhBGudYlP&_nc_zt=23&_nc_ht=scontent-ord5-2.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=BTbhSdaty721JR694ZVwcA&oh=00_AYGnQdkVrvzJZi-Or4hwX9fIgYaLKDB92dyJKxnFSJTrPw&oe=67D9B4A7 "📢 Day 8 of Ramadan 1446 🌙✨
📜 Contracts & Promises in Islam – Upholding Trust in Business & Life 🤝
Islam emphasises honouring agreements and fulfilling promises, ensuring fairness and accountability in all dealings. A written contract protects rights, prevents disputes, and promotes justice.
🔹 Transparency – Clear terms avoid misunderstandings.
🔹 Accountability – Written agreements ensure commitments are honoured.
🔹 Islamic Obligation – Keeping promises is a sign of faith and integrity.
📖 \"O you who have believed, fulfil [all] contracts...\" (Qur’an 5:1)
✨ Whether in business or personal matters, let’s commit to honesty and trustworthiness in all agreements.
💬 How do you ensure fairness in contracts and commitments? Share below! 👇
#Ramadaan1446 #AMALSA #BusinessEthics #TrustAndIntegrity #IslamicContracts")
The Association of Muslim Accountants & Lawyers of South Africa
